I need to have a copy of the installment payment agreement I have with the IRS. I pay 150.00 per month and need a copy immediately Make sure you have certain documents and information on hand when you apply for a installment payment contract. You must be able to provide an email address and you need a bank account number, mobile phone number, or IRS activation code to verify your identity. If you can`t verify your identity with a financial account number or mobile phone in your name, most of the time you have the option to get an activation code via email. You can then complete the registration and sign up to view your payment plan or request a first payment plan online. • A short-term payment plan to be paid within 11 to 120 days. The easiest and safest payment method is IRS Direct Pay, available online. If you are an individual, you can apply online if: • A long-term payment plan, also known as a installment payment contract, to pay your outstanding balance with monthly payments. The waiver or refund of user fees applies only to taxpayers with adjusted gross income, as for the last year for which such information is available, at or less than 250% of the current federal poverty line (low-income taxpayers) who enter into long-term payment plans (instalment payment agreements) on or after April 10, 2018. If you are a low-income taxpayer, user fees are waived if you agree to pay electronic direct debits by entering into a debit contract (DDIA).