The Personal Financial Services Agreement (PFSA) explains the types of services we offer, as well as the conditions governing these services, including a number of our personal banking contracts. To check the terms of use of our services: . . The Personal Credit Agreement Companion Booklet (PCA Companion Booklet) explains the different types of credit and credit facilities we offer and contains important terms and conditions that govern these credit credits and credit facilities. The PCA Companion Booklet also contains Scotiabank`s privacy agreement, which also applies to your bank details with us. The personal credit contract is part of the PCA Companion booklet and the tariff and tariff plan. All of these documents are complementary and should be read together. Small Business Financial Services Agreement N/A | pdf: 1 MB Private Financial Services Agreement 1227114 (03/08) | pdf: 609 KB . .

Download the Personal Financial Services Agreement (PFSA) [PDF: 608 kb] . . The guidelines are in PDF format and require Adobe® Acrobat® ReaderTM. If you don`t have the player, you can download it for free on the Adobe website. . . . Personal credit contract accompanying n/A | pdf: 557 KB . ..